What Our Candidates Say


What Our Candidates Say

As someone who comes from a background in finance and law (JD/MBA education, and years working in securities and mergers & acquisitions), obtaining a CFA designation was always considered a valuable achievement to excel my career. Before I even took my Level 1 exam, everyone seemed to tell me the same story: “Level 1 is hard, and Level 2 is the hardest, but Level 3 is the easiest.” So when I passed Levels 1 and 2 on the first attempt back-to-back, I thought it was over and that Level 3 wouldn’t be difficult.

Once the Level 3 curriculum books arrived at my doorstep, however, it didn’t take long for me to realize that the notion of Level 3 as the easiest exam was actually a huge misconception. I tried to read the materials and tackle the practice questions on my own, but I quickly realized two things: I wasn’t studying nearly as efficiently as I was in Levels 1 and 2, and my answers to practice problems didn’t seem to improve in accuracy (particularly in the essay writing portion). More importantly, I couldn’t figure out why I wasn’t able to improve, or what changes I needed to make in my approach to studying in order to help me improve. To say that all this was extremely frustrating would have been an understatement!

Fortunately, that all changed when Gurmeet reached out to me. Though I was quite skeptical, I decided to meet him anyway. After all, I figured I had nothing to lose by meeting him and just hearing him out. Right off the bat, he was open about how Level 3 is not a conventional exam that someone can successfully study for in the same way as the first two levels. Passing the Level 3 exam requires re-calibrating my approach to studying, and he gave me a glimpse into his process that would allow me to do just that. That process was about understanding not just what answers to write, but how to write them. There are certain nuances that the CFA exam graders look for in your writing, and it’s key to attack them head-on. His lectures went in-depth into the process early-on, and were structured in a way where we would repeat the process over and over again with practice exams that we would send in for him to grade. This really instilled the process as second-nature within us.

Moreover, his notes are structured in a way that once you read a section, you then immediately understand how to apply that reading to a particular example or question. I can’t stress how important this is, as reading notes without applying them immediately after is a waste of time. Gurmeet made sure that we could apply every component of his notes to relevant questions. He focused our attention on what material was important, and helped us avoid any material that was just a distraction. I immediately started to see a significant improvement in both my accuracy and efficiency.

Apart from his proven process, and the practicality and clarity of his notes, what I appreciated the most about Gurmeet is that he prides himself on the success of his students – in the most genuine sense. Many tutors are in this to make an extra dollar, and couldn’t care less about the success of their students. I can’t tell you how many times Gurmeet followed up with me, on his own accord, to see where I was at and where I needed to be. Moreover, he was always available to answer questions whenever they arose. If I was ever slacking, Gurmeet would get me back on track.

I urge all CFA Level 3 candidates to try this process, and give Gurmeet a shot. Make no mistake – this is a hard exam. But it is made much easier with Gurmeet’s know-how and attention to your specific needs and weaknesses, so that you can be setup for success. Once you give Gurmeet and his process a shot, you’ll see right away – as I did – that it just makes sense. I can confidently say that I wouldn’t have been able to pass without him.

Daniel Perlin

Single working mom to three sons

Even though I wasn’t sure about continuing, I went ahead and submitted to receive more information about his program. He called me that night and we had a long talk; I decided to give it one more try. Throughout the program Gurmeet really honed in on the key concepts, he helped me to see the areas where my constructed responses needed to be improved, and he quickly responded to all my questions. He kept saying ‘trust the process’….and he was right! 

Shazia Dawood

What Our Candidates Say

After two failed attempts at the Level 3 exam, I was about to throw in the towel and move on with my life without the coveted charter. As a single working mom to three sons, I just didn’t know if I had it in me to give this exam another 6-7 months of my life. Luckily, I came across a post on one of the forums I follow recommending Gurmeet. Even though I wasn’t sure about continuing, I went ahead and submitted to receive more information about his program. He called me that night and we had a long talk; I decided to give it one more try. Throughout the program Gurmeet really honed in on the key concepts, he helped me to see the areas where my constructed responses needed to be improved, and he quickly responded to all my questions. He kept saying ‘trust the process’….and he was right!

Shazia Dawood

A dream finally came true!

I planned to retake the CFA Level III exam after a long break of 6 years, however, I had no clue how to prepare, where to start from, and what strategy to adopt to crack the exam. His unconditional support for the candidates throughout this preparation journey further adds to his credentials - as one of the best trainers for CFA Level III exam preparation. Thankyou so much Gurmeet!! I have no words to truly express my gratitude.

Muhammad Shabbir

What Our Candidates Say

A dream finally came true!  I planned to retake the CFA Level III exam after a long break of 6 years, however, I had no clue how to prepare, where to start from, and what strategy to adopt to crack the exam. Fortunately, during my search for the preparation guide, I got connected with Gurmeet. He addressed all my apprehensions and fears, and encouraged me to trust the D3 process. I then enrolled in the D3 process, which I believe is one of the wisest decisions of my life – as I finally passed the CFA Level III exam. Gurmeet has a profound knowledge and understanding of the CFA Level III curriculum. He provides all what the candidates need – not only the preparation material (videos and notes), but also the direction and strategy to pass the exam. More importantly, his unconditional support for the candidates throughout this preparation journey further adds to his credentials – as one of the best trainers for CFA Level III exam preparation. Thankyou so much Gurmeet!! I have no words to truly express my gratitude.

Muhammad Shabbir

Available throughout

As a re-taker, I was desperately looking for something that can help ace my preparation and that's when I happen to meet Gurmeet/D3. "Trust the process" and indeed, that's the key for a successful outcome. The D3 process is built with a lot of dedication, experience & thought process that makes this journey fantastic. Gurmeet is literally available throughout to check in, mentor and keep us consistent with the learning. I can't thank him enough for this success and surely it wasn't possible to achieve this with preparation time of just 3 months.

Kanupreet Bindra

What Our Candidates Say

As a re-taker, I was desperately looking for something that can help ace my preparation and that’s when I happen to meet Gurmeet/D3. “Trust the process” and indeed, that’s the key for a successful outcome. The D3 process is built with a lot of dedication, experience & thought process that makes this journey fantastic. Gurmeet is literally available throughout to check in, mentor and keep us consistent with the learning. I can’t thank him enough for this success and surely it wasn’t possible to achieve this with preparation time of just 3 months.

Kanupreet Bindra

Application, Application, Application 

"As a first time taker, I was initially apprehensive that the D3 program may assume prior knowledge of the L3 curriculum, given the course's genesis focused on supporting re-takers. However, this concern quickly dissipated after applying the simple but highly effective D3 approach of focusing on the application

Ben Wareham

What Our Candidates Say

Application, Application, Application

“As a first time taker, I was initially apprehensive that the D3 program may assume prior knowledge of the L3 curriculum, given the course’s genesis focused on supporting re-takers. However, this concern quickly dissipated after applying the simple but highly effective D3 approach of focusing on the application of concepts to questions – you will do so many questions, not much on exam day will seem new! The L3 curriculum is broad and the exam requires a level of exam technique not seen on L1 or L2 – the D3 approach is invaluable to help tackle the content in an efficient manner.

Ben Wareham

Having faced the agony of failure

Passing the CFA level 3 exam wasn't a walk in the park, but trust me, Gurmeet's approach made it a lot easier. Having faced the agony of failure the year before, I needed a different approach to attack the exam. Gurmeet kept emphasising on trusting the program and following the steps. At first, I was skeptical...

Azeez Afolabi

What Our Candidates Say

Passing the CFA level 3 exam wasn’t a walk in the park, but trust me, Gurmeet’s approach made it a lot easier. Having faced the agony of failure the year before, I needed a different approach to attack the exam. Gurmeet kept emphasising on “trusting the process” and following the steps. At first, I was skeptical, given how easy it looked, I said to myself, he’s an actuary, he must be very brilliant. However, once I started making use of the steps he has outlined, it walked. He is able to cut out the excess material and focus on the main gist. Really, that’s all you need to succeed. The delivery was also exceptional, as Gurmeet was able to properly articulate each step of his approach.
I highly recommend him.

Azeez Afolabi

Invests a significant amount of time in his students

After failing, it was hard to motivate myself and know the best approach to start studying again. I am so happy I found Gurmeet. He was encouraging, helpful and funny. He put together a clear strategy which was easy to follow and made it easy to remember everything.

Jenna-Lee Craft

What Our Candidates Say

I honestly can’t thank Gurmeet enough for all his help with the CFA level 3 exam. He’s the best lecturer I’ve ever had and would highly recommend him!
He helped me study extremely effectively and simplified the content. Because of his strategy and the time he took to walk me through challenging sections, I understood the content in depth and walked into the exam confident.


After failing, it was hard to motivate myself and know the best approach to start studying again. I am so happy I found Gurmeet. He was encouraging, helpful and funny. He put together a clear strategy which was easy to follow and made it easy to remember everything.


From my perspective, the most helpful thing was that he clearly broke down the content and he invests a significant amount of time in his students (by marking exams and chatting through any worries).

Jenna-Lee Craft

Not my first year writing the CFA Level III exam (3rd attempt)

I just wanted to message about my fantastic experience with my teacher Gurmeet Gill in Toronto this past winter as this was not my first year writing the CFA Level III exam (3rd attempt), nor was Gurmeet my first study proctor. However, thanks to Gurmeet I have passed the final hurdle.

Andrew Cram

What Our Candidates Say

I just wanted to message about my fantastic experience with my teacher Gurmeet Gill in Toronto this past winter as this was not my first year writing the CFA Level III exam (3rd attempt), nor was Gurmeet my first study proctor. However, thanks to Gurmeet, and his

(i) thorough knowledge of the CFA curriculum,

(ii) detailed yet efficient notes,

(iii) hours teaching course content and answering our questions (even after class),

(iv) difficult custom mock exam 1 month before; and

(v) prompt easy-to-understand emailed responses to our individual questions, I was very well prepared for the exam, and was able to pass Level III!

I will definitely recommend Gurmeet Gill to CFA students in the future!

Thanks again!

Andrew Cram

Great class for level 3! And the most essential

On my second attempt I took this class and I ended up turning my weakness on the essay exam into my strength and scored in the upper echelon! Level 3 is completely different. You need this class to understand the essay section, and no one other than Gurmeet that I know of is good at teaching this section.

Liam Zerter

What Our Candidates Say

This was a great class for level 3! And the most essential. In my previous year I did the Wiley platinum course. The result, I ended up for the essay section scoring near the bottom. On my second attempt I took this class and I ended up turning my weakness on the essay exam into my strength and scored in the upper echelon! Level 3 is completely different. You need this class to understand the essay section, and no one other than Gurmeet that I know of is good at teaching this section.

Liam Zerter

What Our Candidates Say

I owe my success to passing the CFA level 3 exam to Gurmeet (at Deep 3 CFA) after two failed attempts using other providers. His customized way of learning, speedy AM grading feedback, and unique approach takes the guess work out of both preparing and writing the exam on game day. I did the work, but Gurmeet gave me the tools and guidance (Trust the Process) I needed to pass with solid marks this year and couldn’t be happier.

David Li

What Our Candidates Say

I really want to say thanks for helping me pass CFA LEVEL III, as we know the competition is fierce for this final level and you were the deciding factor in contributing to my success.

Your help throughout the process exceeded my expectations heading into this prep course.  You always responded within the hour or less to any question or concern I had. This was especially important in the final preparations, as allocating time is essential.

The amount of time I saved learning your methods can not be overstated.  When you emphasized that you will simplify the complicated, I didn’t realize you would provide us with a step by step sequence to really understand difficult topics like interest rate collars.  This helped immensely on a stressful exam day when I couldn’t think clearly at times.  Your help throughout the months leading up to the exam  were an integral part to my success.  Checking in consistently, to see how we were doing, really made an impactful difference.

The classes always went by quickly and your approach of applying methods rather than just teaching kept everybody engaged.  I honestly feel this might of been the best taught course I’ve taken with regards to approach, efficiency and enjoyment.

Gurmeet, I truly want to thank you for your efforts.  Overall, you helped me save considerable time and really increased my confidence level heading into the final exam date.   I’m so happy to have passed and now can spend more time with my family. It was wonderful having a chance to work with you.  I will recommend you to anyone I know enrolled in the CFA program.  Trust the process – Ball is life!

Sincerely,

Chris Thompson

Chris Thompson

Amazing Course, great instructor – highly recommended

Amazing course, great instructor and he was super efficient with our time, but also allowed us to ask questions and stay on a topic until we were completely comfortable with it.  

Majd Ghanem

What Our Candidates Say

Taking the CFA course with Gurmeet helped me immensely and ultimately contributed to my overall understanding of CFA Level 3 material. I enjoyed how he had set up his course, using direct discussion and exercises to help students learn and understand concepts through application. Amazing course, great instructor and he was super efficient with our time, but also allowed us to ask questions and stay on a topic until we were completely comfortable with it.

I was able to use my studying hours more efficiently and focus on application because of his teachings, which also meant I could get through the massive loads of material faster thanks to Gurmeet’s teaching style. Gurmeet was also always available, so if I was studying and had a question I could shoot off an email and get a response while still in the mindset of that question I was working on. He checked in and followed up to ask about any questions or items I was struggling with – Gurmeet genuinely cared about my progress and helping me to pass the CFA exam.

Overall, I learned so much from him and his teaching style, which ultimately lead to my success in passing the Level 3.

Thanks Gurmeet!”

Majd Ghanem

My AM writing skills within 6 weeks grew by leaps and bounds

I come from an engineering background with strong quant skills. Within the first 3 weeks of Gurmeet's classes, I felt a significant qualitative leap in my understanding of the heavy weight topics like Individual and Institutional Portfolio management and Behavioral Finance...

Viral Kamdar

What Our Candidates Say

I come from an engineering background with strong quant skills. Within the first 3 weeks of  Gurmeet’s classes, I felt a significant qualitative leap in my understanding of the heavy weight topics like Individual and Institutional Portfolio management and Behavioral Finance. Gurmeet then made us solve several old mock exams week after week, graded them and provided excellent personalized feedback, sifting through every line I had written and giving excellent tips to improve writing and providing encouragement as I continued to improve.
My AM writing skills within 6 weeks grew by leaps and bounds as did the CLARITY of my understanding – this is critical in a deceptive PM section and makes the ultimate difference.
Gurmeet’s personal attention and guidance  greatly helped in leveraging my strengths and overcoming my weakness and pulled me across the finish line.

Viral Kamdar

Gurmeet helped immensely in my preparation

I was actually teaching CFA exams at a small prep company and was attempting CFA Level III for the first time.  Even so, Gurmeet helped immensely in my preparation.  He has deep knowledge of the CFA Level III curriculum and an exceptional ability to teach.  Gurmeet is especially strong in making concepts as simple as possible.  And to top it off, Gurmeet mixes in tasteful humor to make learning CFA content fun.

Keith Lo

What Our Candidates Say

I took Gurmeet’s class with a fairly good background in finance.  I was actually teaching CFA exams at a small prep company and was attempting CFA Level III for the first time.  Even so, Gurmeet helped immensely in my preparation.  He has deep knowledge of the CFA Level III curriculum and an exceptional ability to teach.  Gurmeet is especially strong in making concepts as simple as possible.  And to top it off, Gurmeet mixes in tasteful humor to make learning CFA content fun.

I highly recommend Gurmeet’s class for anyone taking the CFA Level III exam.  He can help candidates attain their Charter in a very efficient manner.

Keith Lo

Extremely pleasant and knowledgeable

The techniques that he taught me were really useful and helped me save a lot of time during the exam.Also i found the course material quite helpful.
 

Paramveer Singh

What Our Candidates Say

Hi I just wanted to give my feedback regarding the program and the my prep provider Gurmeet Gill whose classed i attended.  I found Gurmeet to be extremely pleasant and knowledgeable. The techniques that he taught me were really useful and helped me save a lot of time during the exam.

Paramveer Singh

What Our Candidates Say

Participating in the Deep 3 class was the best decision I made in my CFA journey because it enabled me to pass the CFA level 3 with ease as the class is highly interactive and the balance between covering the CFA fundamentals and more complex topics was brilliant. The curriculum is clearly explained with the examples and EOC questions practiced.

Also, Gurmeet is exceptional and willing to answer any questions in class and even after class, this enabled me to learn as much as possible in an environment where I was also in control of the pace.

Motunrayo Giwa

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